Many people believe it’s a matter of when, not if, your data will end up on the dark web. While there’s not much you can do to remove your data from the dark web, reporting the fraud and monitoring your financial accounts can help you protect your identity and your financial future.
Explore ways to better protect yourself from identity theft or fraud and what to do next.
A lost wallet can put your finances and identity at risk. Being prepared can help you act fast to cancel your bank and credit cards to minimize the risk to your future.
Learn about credit scores, credit worthiness, and how credit scores are used in day-to-day life.
If your credit scores are on the lower end, there are some actions you can take to help boost your scores and increase your chance of being approved for a loan at a better interest rate.
Learn about the main factors involved in calculating a credit score.
Maintaining a diverse credit mix can positively impact your credit scores. But what is a credit mix and how do you create it?
Understand how your financial behaviour impacts you and your credit, along with what is included on your credit reports and why.
Not sure why your credit score is showing zero? Learn more about why this may be happening and how your score is calculated by reporting agencies.
Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit reports.
Learn how debt can affect your credit scores, plus the different types of debt (both good and bad), and best practices for paying it off.
Making the wrong money decisions can hurt your credit scores, possibly making it harder to get a loan or a lower interest rate. These six money moves can help you stretch your dollar without damaging your credit.
Learn more about how debt consolidation works and discover options for paying down debts in our informative guide. We will help you find the best solutions for paying off debt that can fit your current needs.
If you're struggling with debt, credit counselling may be an option you could consider. But what can credit counselling do -- and not do -- for you?
Discover personal finance tips and tricks around everything from managing your money to saving and planning for the future.
Most Canadians get these 6 credit facts wrong. Understanding more about credit reports and scores can help you start living a better financial future.
Equifax Canada’s Director of Consumer Advocacy Julie Kuzmic explores why it's so important to have conversations about credit and money in the face of COVID-19 pandemic.
Creating an emergency fund takes discipline and planning, but ultimately it will help you be prepared for unexpected costs during difficult times. Equifax helps you prepare your emergency fund here.
Whether you're saving up for a car, home, or college, learn how your credit can help remove friction from making milestone purchases.
Whether you’re a young adult, a recent immigrant, or just new to credit, building your credit history in Canada is an essential first step to help you achieve some of your financial goals.
Getting a credit card as a post-secondary student may be easier than at any other time of your life. But a credit card can only help you build a positive credit history if you use it responsibly. Learn more.
Understand how to shop online more safely, how to create and store stronger passwords, and more.
It can help you avoid crowds and traffic, but shopping online can also put you at risk of identity theft or fraud. Here are some suggestions to help you browse more safely.
Scammers often use creative tactics to get your personal information. We take a look at some common techniques so you won’t get tricked by these scary scams.
To a hacker or fraudster, your devices are a treasure trove of information. Learn about some of the cyber threats you could face, and why cybersecurity is important.