
Empower Yourself with Credit and ID Education
Empower Yourself with Credit and ID Education

Fraud and Identity Theft
Explore ways to better protect yourself from identity theft or fraud and what to do next.

What is Digital and Online Identity Theft?
Learn how to protect yourself from spyware and ransomware to help keep your personal data safe.

I Was A Victim Of ID Theft. What Should I Do?

Data Breaches Are on the Rise. How Can You Help Protect and Restore Your Identity?
Credit Scores
Learn about credit scores, credit worthiness, and how credit scores are used in day-to-day life.

Paid Off Your Debt? Don’t Let Your Credit Scores Suffer
Paying off debt is generally good for your financial health. However, continuing to use credit can be important for keeping your credit scores healthy.

What is Credit Utilization and How does it Impact Your Credit Scores?
A lower credit utilization ratio can help improve your credit scores. We explain credit utilization and how to keep it low.

Debunking 4 Credit Myths that can hold you back
Get the facts about credit scores and reports from Julie Kuzmic, Equifax Canada's Senior Compliance Officer and Consumer Advocate.
Credit Reports
Understand how your financial behaviour impacts you and your credit, along with what is included on your credit reports and why.

What is a Credit Report?

Unscoreable: What Does It Mean to See Unscoreable on Your Credit Report
Not sure why your credit score is showing zero? Learn more about why this may be happening and how your score is calculated by reporting agencies.

Understanding Hard Inquiries on Your Credit Reports
Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit reports.
Life Stages
Whether you're saving up for a car, home, or college, learn how your credit can help remove friction from making milestone purchases.

How to Build Credit in Canada
Whether you’re a young adult, a recent immigrant, or just new to credit, building your credit history in Canada is an essential first step to help you achieve some of your financial goals.

Credit Steps to Take After a Relative's Death
The death of a loved one is often very difficult and credit concerns aren’t usually top of mind. However, it’s important to know how to notify credit bureaus and close credit accounts if necessary.

Getting Married? 5 Things You Need To Know About Credit Before Tying The Knot
Cyber Security
Understand how to shop online more safely, how to create and store stronger passwords, and more.

Shopping Online? Help Keep Your Identity and Financial Information Safe
It can help you avoid crowds and traffic, but shopping online can also put you at risk of identity theft or fraud. Here are some suggestions to help you browse more safely.

Learn how to spot cyber-scammers and protect your personal information today
Scammers often use creative tactics to get your personal information. We take a look at some common techniques so you won’t get tricked by these scary scams.

Why is Cybersecurity Important?
To a hacker or fraudster, your devices are a treasure trove of information. Learn about some of the cyber threats you could face, and why cybersecurity is important.
Debt Management
Learn how debt can affect your credit scores, plus the different types of debt (both good and bad), and best practices for paying it off.

Credit Protection Strategies: How to Protect Your Credit while Managing Debt
Making the wrong money decisions can hurt your credit scores, possibly making it harder to get a loan or a lower interest rate. These six money moves can help you stretch your dollar without damaging your credit.

Debt Consolidation: What You Need To Know
Learn more about how debt consolidation works and discover options for paying down debts in our informative guide. We will help you find the best solutions for paying off debt that can fit your current needs.

Credit Counselling: Your Questions Answered
If you're struggling with debt, credit counselling may be an option you could consider. But what can credit counselling do -- and not do -- for you?
Personal Finance
Discover personal finance tips and tricks around everything from managing your money to saving and planning for the future.

Do you know your credit facts?
Most Canadians get these 6 credit facts wrong. Understanding more about credit reports and scores can help you start living a better financial future.

Q&A with Julie Kuzmic: Talking Credit & Money
Equifax Canada’s Director of Consumer Advocacy Julie Kuzmic explores why it's so important to have conversations about credit and money in the face of COVID-19 pandemic.

How to prepare an emergency fund
Creating an emergency fund takes discipline and planning, but ultimately it will help you be prepared for unexpected costs during difficult times. Equifax helps you prepare your emergency fund here.