Commercial Risk Scores and Indicators

Every credit lending decision has an impact on your profit, and that’s exactly why you need to make the best business choice, every time. With our Commercial Risk Scores and Indicators, your company can make informed risk management decisions on commercial trade matters, because after all, better business credit decisions start with better information.

Our Commercial Risk Scores and Indicators is a suite of services designed to help reduce the risk of selling credit to business applicants and existing business customers. The suite includes:

• Credit Index (CI) – using seven information elements, CI calculates a company’s overall credit worthiness
•  Payment Index (PI) – with PI you can easily see the average days beyond terms it takes a business to pay its suppliers

• Financial Trade Delinquency Score (FTDS) – FTDS predicts the likelihood that a company will be delinquent in paying its small business banking financial trades over the next 12 months

• Commercial Delinquency Score (CDS2) – CDS2 predicts the likelihood that a company will be delinquent in paying its non-financial trades over the next 12 months
• Business Failure Risk Score (BFRS2) – predict the likelihood that a potential business customer will cease business in the next 12 months 
   

Powered by a robust database of company information, our Commercial Risk Scores and Indicators suite provides the business intelligence you need to make to better decisions.